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You are on the homepage of the credit organization ESTO AS, which offers financial services. Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO AS or another specialist. By using the homepage, you signify your acceptance of the website's terms of use.

The annual percentage rate for the hire purchase of ESTO AS is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly instalments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The hire purchase service is offered and regulated by ESTO AS.

The annual percentage rate for the credit line of ESTO AS is 46.70% under the following example conditions: credit limit 500 EUR, unfixed initial (maximum) interest rate 38.40%, contract fee 0 EUR, monthly administration fee 0 EUR, the total amount of the loan and repayments is 612.14 EUR, provided that the loan is used in full and repaid within 12 months in equal monthly instalments. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist.

The annual percentage rate for the small loan of ESTO AS is 46.45% under the following example conditions: loan amount 1000 EUR, fixed interest rate 16.70% per year, contract fee 0 EUR, monthly administration fee 3.90 EUR, the total amount of the loan and repayments is 1222.15 EUR, provided that the loan is repaid within 12 months in equal monthly instalments of 101.85 EUR. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The small loan service is offered and regulated by ESTO AS.