Limited Offer! No signing fee.
Apply now!
Limited Offer! No signing fee.
It's easy as 1, 2, 3
Frequent questions
Once your application has been approved, the money will usually be transferred to your current account within a few minutes if the loan decision is positive. What makes a quick loan special is its speed and flexibility.
If the application is submitted on a business day and your bank supports real-time payments, the loan amount will usually be paid out within a few minutes after signing the agreement. If the application is submitted outside business hours, the payment may be made on the next business day in the morning.Translated with DeepL.com (free version)
Each application is assessed individually in order to offer a loan amount and monthly payment that suits your financial capabilities. Before applying, you can use the ESTO loan calculator, which shows how much your monthly payment and total cost would be for different amounts and periods.
How to apply for a loan?
Applying for a loan is done digitally and the process is quick. Log in to the ESTO portal (use your ID card, Mobile ID, Smart ID, or password authentication to log in) and submit your application in the self-service portal.
First, select the desired loan amount and period and submit some personal and financial information. Submitting an application takes only a minute, and your application will be reviewed immediately. If approved, the money will usually be transferred to your account within a few minutes after signing the agreement. The exact terms and conditions of the fast loan can be found on the ESTO website.
A flexible payment schedule allows you to tailor the loan to your financial capabilities, making repayments easy and stress-free.
If these conditions are met, we can offer you a responsible loan solution that suits your needs.
How to repay the loan?
You can make monthly repayments on your loan via ESTO self-service. When you log in to your account, you can also make separate early repayments.
Repayments can also be made by transfer from your home bank. If you have more than one consumer loan from ESTO, we will send you a joint monthly invoice for all active loan agreements, the details of which can be found on the invoice sent to you.
What should I do if I am unable to make my loan payment on time?
If you find yourself unable to make a payment on time, please contact ESTO customer support immediately at [email protected]. We will help you find a solution, for example, we can extend the repayment period, reduce the monthly payment, or offer a payment holiday of up to three months. Early communication helps avoid additional costs and payment disruptions.
All data is encrypted and used only for processing your application. More detailed information about privacy and security is always available on the ESTO website.
Stay in the loop
Be first to know about ESTO-exclusive discounts, partner deals, and smarter ways to manage your money.
By subscribing, you agree to our privacy policy and consent to receive updates from our company.
