By joining ESTO Account, you’ll have access to a credit limit that can be conveniently and quickly transferred to your personal account. Opening an account is free andwithout any management fees, taking only a minute. Easy.
It only takes 1 minute to open the ESTO Account and get access to a monthly credit limit
2 Transfer money to your account
Transfer the credit amount to your current account and start shopping
Enjoy the monthly exclusive discounts and offers from ESTO’s partners
4 Flexible repayment
Choose a repayment schedule that suits you
A Safe Solution
Our main goal is to provide you with safe loan and payment solutions, both today and in the future. Continuous system monitoring, protection against fraud, and strong encryption are just some of the reasons why we are already trusted by over 100 000 customers and partners in the Baltics.
Estonia’s Biggest Partner Network
Join our customer base to receive exclusive offers from some of the biggest online stores in Estonia - offers so exclusive that they are solely created for our ESTO Account users.
120 000 +
3 200 €
average credit limit
Why Join ESTO Account
It only takes 60 seconds to open an account
Both opening and managing the account is free
After joining, you’ll be able to transfer the necessary sum to your personal account immediately
We will keep you up to date with monthly exclusive discounts from the biggest online stores in Estonia
You will choose a repayment schedule that suits your needs